Health Insurance for Unemployed Individuals – Part II
Posted by Melissa C. on Tue, Jun 01, 2010 @ 03:15 PM
With the door for COBRA subsidies closing for employees losing their jobs after May 30th, finding an affordable health insurance plan is very important. COBRA, without any subsidy, remains too expensive for many individuals and families. And complete health reform implementation - which provides plans on a guarantee issue basis for adults - isn't scheduled to begin until 2014.
It's really important to understand that there are many, many provisions in the health reform legislation. People cannot wait until government programs become available to have their health insurance needs met. The timeline for implementation of the various health reform provisions span through 2014, with some even slated for 2015 and beyond, -- so you're putting yourself at risk by waiting.
You need coverage to protect your physical health and financial stability, and waiting until health reform is complete is not the answer. There are affordable plans available. Talk with an agent - you can find one on our site. Or, look through the plans we have and run a quote. Consider a high deductible or 70/30 coinsurance as ways to have a low monthly payment. Have health coverage - yes, it's important to us, but more importantly, it's important for you.